Category Archives: bill

Income Tax Advice and Information

In the United States, we pay income taxes to the government to pay for things like roads, schools, the military, hospitals, and other government-funded projects. Both businesses and individuals pay taxes on the money they receive. Businesses pay taxes on the revenue they bring in. Likewise, people pay taxes on their income.

The Internal Revenue Service, IRS, is responsible for collecting the federal income tax and enforcing the income tax laws put into place by the President and Congress.

Income taxes aren’t optional. Every person and business in the United States is subject to income tax. That doesn’t mean you’ll actually have to pay income taxes every year. It just means your income could be taxed under certain circumstances. If your income is above a certain level, you must file a tax return, even if you don’t expect to pay any income tax. You’re subject to penalties if you don’t file an income tax return when you’re required to do so by law.

When you owe income taxes, you pay them throughout the year. During your first week of work with a new company, you’ll typically fill out a W-4 or W-9 form. With Form W-4, you indicate your filing status and number of exemptions and the employer withholds the appropriate amount of taxes. Your employer will send taxes to the federal government – and state and local governments, if applicable – on your behalf based on what you filled out on your W-4. As a contractor, you fill out a Form W-9and simply give the company your tax payer identification number (social security number) to report your earnings to the government. You’re responsible for paying your own income taxes to the IRS.

Once the tax year has ended, you file an income tax return with the IRS. If you paid more taxes than you should have during the year, you’ll receive an income tax refund. On the other hand, if you didn’t pay enough taxes, you’ll owe taxes to the government. The taxes you owe from the previous year must be paid by April 15 or you’ll be subject to interest and penalties.

Different incomes are taxed at different tax rates. The tax brackets are: 10%, 15%, 25%, 28%, 33%, and 35%. The higher your income, the higher your tax bracket. For example, in 2021 a single individual’s income that’s less $8,025 is taxed at 10%, while income over $357,700 is taxed at 35%. The tax brackets change from one year to the next. It’s a good idea to check the IRS’ website ( to find out your tax rate for that year.

You can reduce your tax liability by taking advantage of certain tax benefits that reduce your taxable income. For example, you may be able to claim contributions you’ve made to a charitable organization. Contributing to certain retirement accounts, like a 401(k), can also reduce your taxable income. Keep up with your tax-deductible expenses throughout the year to make it easier for your tax-preparer to file your income taxes. You might be unable to claim certain tax benefits if you don’t have the right records.

I’m excited:

1. that I got the house taxes paid (woohoo!!) and
2. I will be caught up with the mortgage AND
3. I have several nibbles on the 3 remaining pups, AND
4. the ex is coming to collect his stuff tomorrow, AND
5. When I got home I saw that the majestic old Elm tree had fallen down, roots up due to the storms this week (I know that’s NOT the exciting part lol) AND it had avoided the fence that I spent last week repairing to keep my sheep in. Definitely the Hand of the Divine at work there.
6. I do believe I can pay off 2 of the 4 credit cards; oh and the last one
7. I only have to pay 67c on my electric bill!!!

So counting my blessings and SO grateful!


PS On the down side, the Dr thinks I’m this close to pneumonia so I have instructions to take my antibiotics and rest this weekend – no sheep wrangling.

I’d been in the corporate world for a number of years

and when laid off, I just sooooooo wanted something different. Like working at home.

Gads, what a mistake.

Just like anyone sucked into a cult, I did everything I could to please. Throwing money hand over fist to “their” phone service, their advertising loops, thier web sites, their, well, you name it.

Hours and hours spent on the phone, tons of money (about $1K loan) to fly to “conferences”. Which were really nothing more than other schmucks like me following orders. Sure, the seats were filled, but that is the name of the game, isn’t it? Keep the newbies hyper and wanting the life advertised?

In reality, I truly wanted to believe in the product and sell it. Oh, silly me. What it really entailed was selling false dreams to someone else. And I could have done that if there was any true substance in the propositon.

Instead, after six months and thousands of dollars, I couldn’t stomach it anymore. Such as meeting members of my upline who left no doubt they had blatantly lied. (Honey, you are way too tall and way too big boned to have ever been a size 4, unless of course when you were 11.) Inablity to get my direct supervisor to explain how to actually sell the “cover” product and not just the biz. Rooming with a person who I finally got to admit that she’d spent EIGHTY GRAND to get to the level just above me.

And, of course, being at a conference and watching young protegees of the upline suck down a saucer full of “product pills” instead of any dinner.

The bill is $100 more than quoted

however, Mr Summers says Jerry is running like a champ! He took her out for a spin on the highway and says she is running smoothly. Now I can use the oil money for something else. The leak was REALLY bad, not to mention how much it was costing is spark plugs every couple of months.

So, valve cover replaced, oil leak fixed, new spark plugs and spark plug leads and distributor cap.

Now I gotta remember to budget for an oil change every 2 months – there was no point since the leak was so bad I was doing an oil change just about every two weeks!