just because they don’t have cash, so I agree with you. And I know that Square works with debit cards as well – that’s how I buy supplies from a couple of rocket vendors in my club.
This past Saturday’s event was a craft show with food and a dj. We definitely made money over and above our booth fee and made money on each item we sold. One sale alone accounted for $144 which more than paid for our booth. We had several other sales as well and gave out a bunch of business cards and brochures about our products. The brochure is one I made up and printed on my computer and copied at our store. Low cost but it helps get the word out. I will work on tallying everything today … inventory and cash.
I will go over our remaining stock to see what we need to replenish for this week’s event. It is supposed to be a hugely attended event, even more than the last one. It has several band stages, a 5k race, a duck race on the bayou, a corvette show, and crafts of course. It is put on by the Chamber of Commerce of Thibodaux, LA, just a few miles from where I live. I have never been to this even as a visitor so I really don’t know what to expect. However, after church yesterday we drove over and drove down the street where my booth will be. I’ll be the 2nd booth over from one of the band stands. If any of you are in the area I hope you’ll come out and look for me. I’ll be in booth number 2 on 2nd street.
There is one thing that we do that goes against DR. I have a Square that works with our cell phones. If anyone asks if we have a payment preference we tell them we prefer cash but will take all forms of payment. It is a double-edges sword as the other business owners here know. The large ticket I had Saturday was on a cc. The up side is that I don’t have to worry about a check bouncing on a ticket like that. I received only one check, 2 cc transactions and the rest was cash.
I definitely see our business starting to recoup costs now. As many of you business owners know, sometimes you have to spend a lot before you get in the black. The best part of all this is that it has been cash flowed. No credit cards, loans or debt. We have begun to accumulate some cash and I will use it to pay back our savings and reserve some to replenish supplies. I’ll probably split it between the two in some percentage.
On the personal side I got our electric/gas bill paid and paid our cable bill early over the weekend. I still need to get our cash for envelopes though.
I did a happy dance when the CC company refunded what they’d overcharged in cc protection and something else to the tune of $381 AND, even more dramatic, my electric bill of $.67!!!
I spent the weekend resting per the Dr’s order, took my antibiotics, watched the ex collect his stuff and waved goodbye with nary a tear shed – weirdly, I felt completely neutral – I’m guessing that is a healthy response?!
I watched Monster’s University and World War Z, woke up late and went to bed early, pottered around slowly, baked up a whole pumpkin for creamy pumpkin soup and oven braised pork country-style ribs to be used for pork tacos sometime this week.
I played with the tervlets and cuddled with my pups and sheep and goats and marveled at how different I feel this year,compared to the same time last year. Emotionally and physically in a much healthier space, and next year I’ll be in better shape financially with the choices I’m making, and have been making. I’m looking forward to my birthday and don’t forget you and Gary
how close we truly are to being debt free we decided to celebrate by taking a one day staycation and go on a fall foliage tour near Lake Tenkiller in our area.
I’m so excited about the next six months (who would think you would get excited about paying bills—lol) that I find myself making more and more little payments between pay days. The end result was an additional $10 savings on interest on our Best Buy account this last month, which was kind of like making an additional small payment. LOL! I’m so weird!
After our trip on Saturday we spent Sunday doing more culling out and packing ds to send him off on a 3-5 week walk down of a gas plant. He’ll be home weekends, but this is the first big trip he’s ever done for a company and he was pretty excited about being given an expense account and a rental car.
However, his DR training did show up in the business meetings prior to him leaving when they started talking about sending a company credit card with the four of them or having them charge to their personal accounts and get reimbursed. He spoke up immediately and said “no thank you” to the company credit card and that he didn’t use or believe in using credit cards and he’d prefer an expense check. They quickly complied with his request, after all the owner is a DR fan as well.
So he’ll have to file and expense report when he gets back, but he prefers it that way. Wow! What a difference 4 years makes.
Ds won’t eat beans (allergies, plus he doesn’t like the texture of them) or onions. So while he’s traveling we are definitely on a beans and rice, rice and beans menu around here with LOTS of onions thrown in. Today’s dinner is Spicy Ranchero Beans (Pioneer Woman, aka: Ree Drummond recipe) and cornbread.
I plan Red Beans and Rice this week, followed later in the week with Hoppin’ John. Beans and rice, rice and beans, food storage rules!
Because I can tell from your post you are having a positive attitude and that is essential. I know a part of you is frightened, I was at 30 when I was diagnosed with stage 3.5 melanoma when I was 31 and mother to two children under the age of 10. And Looky here, I’m still here bugging the heck out of your guys 32 years later. You will be here being a beacon for folks in 32 plus years too. Heck you already give so many of us hope showing how well the TMMO works—just look at your post below. Even while breaking the news you show us all how well prepared you are because you decided to take control of your money and your life.
Like you said this is merely a challenge. You had the presence of mind to get checked and now you are taking care of it. We will all be here to cheer you on, just as you have cheered us in our temporary set backs.
Many years ago my best friend had breast cancer and I walked the path with her every inch of the way. At one point we thought I might even end up in the operating room because the minute I’d leave her so she could go back for surgery her blood pressure shot up. The doctor’s were ready to suit me up to hold her hand until she went to sleep. I finally got her calmed down enough without having to scrub up and now 20 years later she is still cancer free, because like you she took a positive attitude. We laughed a lot, we cried a little and we both learned volumes. I was Dale’s “Boobie Buddy” and while I’m not close enough to hold your hand literally I’m here if you need me. Feel free to contact me off list if you need to talk.
My very best to you and your family. I’m glad you’re in such a strong position financially. I hope your treatment program goes smoothly, and that you and your family come through this in good condition. I’ll add you to my prayers list. I’m sorry to say that several have preceeded you on that list, but I’m also happy to say they’re doing quite well now. Hang in there……..
My family is facing an unexpected challenge and I am so thankful we have followed Dave’s advice!
I was diagnosed with breast cancer last week and am undergoing tests and working with doctors to establish my treatment plan. I do know that I will be facing chemo and surgery and perhaps radiation. It has come as a complete shock – no family history and I’m only in my 40’s. Best news came tonight – my PET/CT came back clear of any additional spots. Just my breast and one lymph node have been effected.
My DH and I have always been savers and planners. What a relief it was last week when I got the call to know that everything is already in place. After reading Dave’s book several years ago we finally got our life insurance policies in place, as well as our wills. I don’t plan on needing them, but having them there is another load off. Especially when it will be harder to qualify for cheap insurance now.
We are debt free but the house and have a lot in savings and investments. It was such a relief to call our investment guy and for him to say that we have plenty of funds. Live how we need to right now, take care of our family, no worries.
Keep it up guys! It is so worth making sound decisions and putting yourself in a position to be ready for thank potential hurricane! We have the ability to focus on my health and not worry about the family finances.
however, Mr Summers says Jerry is running like a champ! He took her out for a spin on the highway and says she is running smoothly. Now I can use the oil money for something else. The leak was REALLY bad, not to mention how much it was costing is spark plugs every couple of months.
So, valve cover replaced, oil leak fixed, new spark plugs and spark plug leads and distributor cap.
Now I gotta remember to budget for an oil change every 2 months – there was no point since the leak was so bad I was doing an oil change just about every two weeks!